Some Cases
Mediclaim Renewal
Mediclaim policies, considered a panacea, prove a headache when one goes for a claim or renewal. A recent judgement of the Gujarat High Court mitigates the grievances of the policy holders to a large extent by directing the insurance companies..
- Posted by CERC India
- Posted in Some Cases
The Tobacco Toothpastes Story
Mrs. Geeta Acharya complained that two tobacco based toothpastes bearing the brand names ‘IPCO Creamy Snuff’ and ‘Dentobac’ manufactured by Asha Industries of Nadiad and Parag Perfumes, Sihor, respectively, contained ..
- Posted by CERC India
- Posted in Some Cases
Sanjay Kothari vs LIC
Virbalaben was married in 1966. On 20 July 1966 she delivered a male child in the U.K. She died two days later. She had an insurance of Rs.10,000/-. But LIC repudiated the claim of her family. In 1986, her son, Mr. Sanjay Kothari, attained the..
- Posted by CERC India
- Posted in Some Cases
First Pregnancy Clause
The terms and conditions in Life Insurance Policy provide that where a woman is a policy holder the liability of the insurer to pay the claim is limited to : (a) Premium paid by insured (without interest), or (b) Surrender value, whichever is ..
- Posted by CERC India
- Posted in Some Cases
Manjulaben Parmar Vs LIC
Mr. Vithaldas Parmar of Gujarat died of a heart attack ten months and nineteen days after taking a ‘Jeevan Mitra’ insurance policy. LIC repudiated the legitimate claim of his widow, Mrs. Manjulaben Parmar, for Rs.40,000/- on groun..
- Posted by CERC India
- Posted in Some Cases
Dog bite story
Mr. Amrutlal P. Patel, who was residing at village Bhadol, Gujarat, died on the 93rd day of hydrophobia on 9 April 1982 after he had been bitten by a dog. He left behind his widow, Mrs. Joyitiben Patel, and 4 children, of whom 3 were minors. M..
- Posted by CERC India
- Posted in Some Cases
