JUNE – 20 Newsflash
- Posted by CERC India
- Posted in June
In emergency, you can now visit blacklisted hospitals
Change in regulations
IRDAI has changed regulations on pre-existing diseases and emergency hospital admissions to benefit policyholders. Earlier, claims were admissible in a blacklisted hospital only in case of emergency accidents. This has now been extended to emergencies due to life-threatening conditions such as heart attack or stroke.
The National Health Authority (NHA) has blacklisted some hospitals for charging patients who were entitled to free treatment under Ayushman Bharat. Some hospitals also get blacklisted when they are found to be artificially inflating medical bills
Aiding policyholders
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Hallmarking made must for gold jewellery
Stiff penalty
No jeweller will be allowed to sell gold jewellery or artefacts without hallmark from the Bureau of Indian Standards (BIS) from January 15, 2021, onwards, the Consumer Affairs Minister Ram Vilas Paswan has announced. Gold hallmarking is voluntary at present.
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If jewellery or artefacts made of 14, 18 and 22 carat gold are sold without a BIS hallmark, then the jeweller could face a huge penalty (may be worth five times the cost of the object) and imprisonment up to one year. Instead of 10 grades earlier, hallmarked gold jewellery will now be available in three grades of 14, 18 and 22 carat, he said.
Stamp of purity
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Arogya Sanjeevani Policy: IRDAI sets the ball rolling
Basic health needs
IRDAI has issued guidelines on standard individual health insurance directing insurers to cover basic health needs. IRDAI has asked general and health insurers to offer a product to cover the basic health needs of clients with maximum sum insured of Rs. 5 lakh and a minimum of Rs. 1 lakh.
The product will be called as ‘Arogya Sanjeevani Policy’, succeeded by the name of the insurance company. The mandatory covers under the standard health product includes hospitalisation expenses, other expenses such as cataract subject to sub-limits, dental treatment and plastic surgery that have been required due to disease or injury, and all day-care treatments.
Step to standardise
