LIC Manager Gheraoed

Mrs. Urvashiben Dave had taken an LIC policy in February 1976 and died in 1979, three years after her delivery. The LIC rejected the claim saying she had not disclosed her pregnancy while taking the policy. The fact was that she was in her ear..

Notabene Washing Company

A lady had given a sari to Notabene, a washing company, where it was damaged during washing. When she complained, she was shown the laundry bill laying down one-sided conditions of contract. She complained to CERS. Despite a long correspondenc..

Alka Sari Case

Mrs. Hansaben Shah had bought a cotton sari from Alka Sari Centre for Rs. 70/-. Even before a wash, she wore the sari on a couple of occasions, but it started tearing on its own. She complained to the dealer who said goods once sold could not ..

Mediclaim Renewal

Mediclaim policies, considered a panacea, prove a headache when one goes for a claim or renewal. A recent judgement of the Gujarat High Court mitigates the grievances of the policy holders to a large extent by directing the insurance companies..

The Tobacco Toothpastes Story

Mrs. Geeta Acharya complained that two tobacco based toothpastes bearing the brand names ‘IPCO Creamy Snuff’ and ‘Dentobac’ manufactured by Asha Industries of Nadiad and Parag Perfumes, Sihor, respectively, contained ..

Sanjay Kothari vs LIC

Virbalaben was married in 1966. On 20 July 1966 she delivered a male child in the U.K. She died two days later. She had an insurance of Rs.10,000/-. But LIC repudiated the claim of her family. In 1986, her son, Mr. Sanjay Kothari, attained the..

First Pregnancy Clause

The terms and conditions in Life Insurance Policy provide that where a woman is a policy holder the liability of the insurer to pay the claim is limited to : (a) Premium paid by insured (without interest), or (b) Surrender value, whichever is ..

Manjulaben Parmar Vs LIC

Mr. Vithaldas Parmar of Gujarat died of a heart attack ten months and nineteen days after taking a ‘Jeevan Mitra’ insurance policy. LIC repudiated the legitimate claim of his widow, Mrs. Manjulaben Parmar, for Rs.40,000/- on groun..

36W Tubelights

The ideal efficacy of a 36W tubelight, i.e. the value obtained by dividing the rated light output (2425 lumens) by the rated wattage (36W) is 67.36. In 36W tubelights, the average efficacy (lumen/wattage) of Bajaj was the highest at 67.57, fol..

Steam Irons

We tested five brands of steam irons – Philips, Black & Decker Bajaj, Spherehot, Morphy Richards and Kenstar. All failed to meet the Bureau of Indian Standards (BIS) specifications in one or more parameters. Though the ISI mark is n..

Toasters

Toasters are covered under Quality Control Order and the regulating authority is the office of the Commissioner of Electricity in each state and toasters should conform to the specific standard.

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